If you're thinking about buying a house, the process can seem daunting. But don't worry, there are plenty of resources out there to help you get started. In this blog post, we'll outline the basics planning of first home mortgage in NZ and explain what you need to do to get started. 

First, it's important to understand that home buying is a huge investment. So before you start shopping for a house, it's important to have a realistic idea of your budget and spend goals. Second, it's also important to be aware of your credit score. Your credit score will play a big role in whether or not you can get approved for a loan.

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Finally, make sure to schedule a home inspection before you make an offer on the property. This will give you an accurate picture of how well the property is maintained and any potential problems that might need to be fixed before you move in. 

If all of this sounds like too much work, don't worry! There are plenty of resources out there to help you through the process. One great place to start is our mortgage guide. This guide provides detailed information on how mortgages work and how to apply for one. It also includes tips on negotiating your deal and tips on

If you're thinking of buying your first home, there are a few things you'll need to do before you can start shopping for a house. In this article, we'll discuss the basics of mortgage planning and how to go about getting pre-approved for a loan.